DPP vs Track Your Dividends
Track Your Dividends (TYD) built its name on the TYD Dividend Safety Score and its Dividend Screener. DPP goes further — 30+ year backtests, AI Optimizer, AI Income Target Planner, portfolio grouping, and multi-portfolio compare — at the same $9.99/mo price with a longer free tier.
Track Your Dividends is a mature ($9.99/mo Premium, $99.99/yr) tracker with a strong dividend safety score, a Dividend Screener, and DCF/valuation models. TYD's free tier is generous — 1 Plaid-linked account + unlimited manual portfolios + basic alerts. Dividend Portfolio Planner is priced identically at $9.99/mo Pro ($95.99/yr — 20% off, cheaper than TYD's yearly) and layers on 30+ year backtests, an unlimited Claude-powered AI Optimizer, an AI Income Target Planner, portfolio grouping (retirement · taxable · custom), and side-by-side scenario compare that TYD doesn't offer.
Feature-by-feature
DPP wins 12 of 15 categories — checked against public pricing pages and support docs as of Q1 2026.
Pick DPP if…
DPP is the pick if you want (a) 30+ year backtests with dividend reinvestment on any portfolio, (b) an AI Optimizer that rebalances weights for yield / CAGR / balanced, (c) an AI Income Target Planner that reverse-solves a portfolio to hit a monthly dividend goal, (d) day-before ex-div push alerts on installed PWA, or (e) portfolio grouping across multiple brokerages. TYD does none of these.
Pick Track Your Dividends if…
Visit Track Your DividendsAnswers for shoppers
How does DPP compare on price to TYD?Answer
The monthly price is identical: $9.99. On annual DPP is 4% cheaper ($95.99 vs $99.99) and includes a 3-day free trial on Pro yearly.
Does DPP have a dividend safety score like TYD?Answer
DPP surfaces dividend safety data on the ticker Research page (payout ratio, growth streak, coverage). TYD's dedicated 'TYD Safety Score' is their flagship — if that specific score is core to your workflow, keep TYD. If you want AI-driven planning and backtesting on top of safety data, choose DPP.
What does DPP have that TYD doesn't?Answer
AI Optimizer (unlimited on Pro), AI Income Target Planner (reverse-solve a portfolio to a monthly dividend goal), AI ticker thesis on any symbol, 30+ year backtest engine with DRIP toggle, portfolio grouping across multiple accounts, side-by-side scenario compare, and day-before ex-div push alerts. None of these are available in TYD.
Can I switch from TYD to DPP without losing data?Answer
Yes. Export your positions from TYD as CSV, then paste them into any DPP account (paste supports any format: TICKER, SHARES, COST). Under 30 seconds per account. You get the 30+ year backtest and AI explanation immediately.
Does DPP work in Europe?Answer
DPP's broker sync is US-only (Plaid production, 12,000+ US institutions). Manual entry works globally. TYD is also primarily US-focused.
Open the DPP Compare Chart.
Load any two portfolios into the Compare Chart and see the 30-year cumulative-return line, dividend income growth, drawdown, and CAGR side-by-side. Free — 1 saved portfolio + 30+ year backtests forever.
What is Dividend Portfolio Planner?
Dividend Portfolio Planner (DPP) is a dividend research, portfolio modeling and backtesting application that helps investors research stocks and ETFs, create hypothetical portfolios, estimate dividend income, backtest investment strategies and compare income with changes in portfolio value. Unlike traditional dividend trackers that primarily monitor investments an investor already owns, DPP is designed not only to monitor but also to help investors research and model potential portfolio strategies before investing.