Saving is Not Investing.
Plan, backtest, and track your dividend income.
Build dividend portfolios, backtest them against decades of real market data, and understand the results through friendly, AI-written explanations. No spreadsheets required.
Stop guessing. Backtest your portfolio.
Pick your tickers. See exactly what your portfolio would have paid in dividends and grown to over the last 30 years — with reinvestment on or off. Get the AI's plain-English take. All free.
Questions, answered
The builder your dividend income deserves.

Every tool in one screen.
Build a portfolio, backtest 20 years, see the AI narrative, and reverse-solve your monthly income goal — without ever leaving the page.
- 01Holdings & weightsDrag sliders or paste tickers. Auto-normalize to 100%.
- 02Real historical backtest20 years of daily prices + dividends. DRIP toggle included.
- 03AI narrativePlain-English “why” behind every result — never generic.
- 04Income target solverReverse-solve the lump sum + DCA to hit any monthly goal.
- 05Plaid broker syncOne-click read-only link imports positions + cost basis. Live in Production.
- 06Ex-div push alertsInstall DPP and get a phone notification the day before each ex-div.
Plaid broker sync
Connect your brokerage read-only and DPP imports positions + cost basis automatically. No copy-paste. Live in Production — 12,000+ US institutions.
Ex-div push alerts
Install DPP on your phone and get a heads-up the day before every ex-dividend date across every account.
The DPP Weekly
Saturday morning email with your tracked tickers, ex-div dates landing this week, and one Investment 101 lesson.
Backtest with real data
Automatic import of historical prices and dividends from Yahoo Finance for any of 8,000+ tickers.
Compounding, in plain English.
A Dividend Reinvestment Plan (DRIP) automatically uses every dollar of dividend income to buy more shares — which then pay more dividends. Over decades, that quiet compounding often does more work than picking the “right” stock.
DPP lets you flip DRIP on and off with a single switch, so you can see the difference for yourself.
