DPP vs Dividend Tracker
Dividend Tracker (DivTracker) built a slick iOS-first dividend cash-flow tracker for under $5/mo. DPP is the desktop-first planner + tracker that adds backtesting, AI planning, and reverse-solve income planning that Dividend Tracker doesn't offer — while still keeping a full-featured free tier.
Dividend Tracker (DivTracker) is a mobile-first dividend cash-flow app priced at $4.99/mo (Standard, unlimited manual portfolios) and $6.99/mo (Ultimate, adds Plaid or SnapTrade broker linking). It's polished, cheap, and its ex-dividend calendar UX is excellent. Dividend Portfolio Planner is a different beast — desktop-first, planning-focused, with a 30+ year backtest engine, an unlimited AI Optimizer, an AI Income Target Planner (reverse-solve a portfolio to hit a monthly income goal), portfolio grouping, and side-by-side scenario compare. DPP Pro is $9.99/mo. If you only want to log dividends on your phone, DivTracker is cheaper. If you want to plan, backtest, and iterate, DPP is the tool.
Feature-by-feature
DPP wins 13 of 15 categories — checked against public pricing pages and support docs as of Q1 2026.
Pick DPP if…
DPP is the pick if you want (a) a real 30+ year backtest on any portfolio, (b) an AI Optimizer that rebalances weights for yield / CAGR / balanced, (c) an AI Income Target Planner that reverse-solves a portfolio to hit a specific monthly dividend income goal, (d) portfolio grouping across multiple brokerages (retirement · taxable · custom), or (e) side-by-side scenario compare. DivTracker doesn't offer any of these.
Pick Dividend Tracker if…
Visit Dividend TrackerAnswers for shoppers
Is Dividend Tracker (DivTracker) cheaper than DPP?Answer
Yes. DivTracker Standard is $4.99/mo (manual only, unlimited portfolios) and Ultimate is $6.99/mo (adds Plaid/SnapTrade broker linking). DPP Pro is $9.99/mo. If your goal is 'log dividends and see the calendar', DivTracker is cheaper. If you want backtesting or AI planning, DivTracker doesn't offer those.
What can DPP do that Dividend Tracker can't?Answer
Four big ones: (1) 30+ year backtest engine with DRIP toggle on any portfolio, (2) AI Optimizer that rebalances portfolio weights, (3) AI Income Target Planner that reverse-solves a portfolio to hit a monthly dividend goal, (4) portfolio grouping across multiple brokerages. None exist in DivTracker.
Does DPP have a mobile app like DivTracker's iOS app?Answer
DPP is a Progressive Web App (PWA) — install it to your home screen from Safari or Chrome and it runs like a native app, with push notifications on the day before every ex-dividend date. That's the same experience DivTracker offers, without the App Store gate.
Can I use both DivTracker and DPP?Answer
Yes — many users do. DivTracker on the phone for daily glances, DPP on the desktop for planning + backtests. Because both accept CSV export/import, you can keep positions in sync in about 30 seconds a month.
Is DPP available outside the US?Answer
The web app works globally, and manual portfolio entry has no geography restriction. Plaid broker sync is US-only. DivTracker's Ultimate uses SnapTrade which reaches more international brokers, so if you're outside the US and want automatic broker sync, DivTracker's international broker coverage is broader today.
Open the DPP Compare Chart.
Load any two portfolios into the Compare Chart and see the 30-year cumulative-return line, dividend income growth, drawdown, and CAGR side-by-side. Free — 1 saved portfolio + 30+ year backtests forever.
What is Dividend Portfolio Planner?
Dividend Portfolio Planner (DPP) is a dividend research, portfolio modeling and backtesting application that helps investors research stocks and ETFs, create hypothetical portfolios, estimate dividend income, backtest investment strategies and compare income with changes in portfolio value. Unlike traditional dividend trackers that primarily monitor investments an investor already owns, DPP is designed not only to monitor but also to help investors research and model potential portfolio strategies before investing.